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UGC New Rules 2026: क्या है इक्विटी रेगुलेशन? दिल्ली से लखनऊ तक भारी विरोध और सुप्रीम कोर्ट में चुनौती





UGC New Rules 2026: क्या है इक्विटी रेगुलेशन? दिल्ली से लखनऊ तक भारी विरोध और सुप्रीम कोर्ट में चुनौती







UGC NEW RULES 2026 EXPLAINED

मुख्य अपडेट: विश्वविद्यालय अनुदान आयोग (UGC) के नए ‘उच्च शिक्षण संस्थानों में समानता को बढ़ावा देने के नियम, 2026’ (Promotion of Equity in Higher Education Institutions Regulations, 2026) को लेकर देशभर में विवाद गहरा गया है। 15 जनवरी 2026 से प्रभावी इन नियमों को लेकर दिल्ली मुख्यालय से लेकर लखनऊ तक प्रदर्शन हो रहे हैं।

UGC का नया नियम 2026 क्या है?

यूजीसी ने इन नियमों को उच्च शिक्षा संस्थानों में जातिगत भेदभाव रोकने और समानता बढ़ाने के लिए लागू किया है। नियमों के मुताबिक हर यूनिवर्सिटी और कॉलेज में एक इक्विटी कमेटी (Equity Committee) बनानी होगी। यह कमेटी एससी (SC), एसटी (ST) और ओबीसी (OBC) छात्रों की शिकायतें सुनेगी और तय समय में उनका निपटारा करेगी। कमेटी में इन वर्गों के साथ-साथ दिव्यांग और महिलाओं का होना भी अनिवार्य है।

नियमों के तहत शिक्षण संस्थानों को ‘इक्वल अपॉर्चुनिटी सेंटर’, ‘इक्विटी स्क्वाड’ और 24×7 हेल्पलाइन जैसी व्यवस्थाएं बनानी होंगी। यूजीसी का दावा है कि पिछले पांच वर्षों में इन वर्गों के खिलाफ भेदभाव की शिकायतों में 118.4% की बढ़ोतरी हुई है, जिसके कारण ये नियम जरूरी हो गए थे।

सवर्ण समाज और छात्र क्यों कर रहे हैं विरोध?

यूजीसी के नए नियमों के खिलाफ सवर्ण यानी जनरल कैटेगरी के छात्र भारी प्रदर्शन कर रहे हैं। उनका मुख्य आरोप है कि ये नियम एकतरफा हैं और केवल SC, ST और OBC के खिलाफ भेदभाव की बात करते हैं। जनरल कैटेगरी के छात्रों को भेदभाव का शिकार माना ही नहीं गया है।

विरोध के मुख्य बिंदु:

  • नियमों में सामान्य वर्ग के लिए भेदभाव से सुरक्षा का कोई प्रावधान नहीं है।
  • झूठी शिकायतों पर सजा का प्रावधान हटा दिया गया है, जिससे नियमों के दुरुपयोग का डर है।
  • आरोप है कि यह नियम परिसरों में ‘Presumption of Guilt’ (दोषी होने का अनुमान) पैदा करता है।
  • छात्रों का मानना है कि इससे कैंपस में ‘अराजकता’ और ‘भय’ का माहौल पैदा होगा।
“मैं अभागा सवर्ण हूं, मेरा रोंया-रोंया उखाड़ लो राजा…” – कुमार विश्वास ने सोशल मीडिया पर इस नियम के प्रति अपनी नाराजगी व्यक्त की।

सुप्रीम कोर्ट में चुनौती: याचिकाकर्ता की दलीलें

एडवोकेट विनीत जिंदल और मृत्युंजय तिवारी द्वारा सुप्रीम कोर्ट में याचिकाएं दायर की गई हैं। याचिका में रेगुलेशन 3(c) को चुनौती दी गई है, जो जातिगत भेदभाव को केवल आरक्षित वर्गों के संदर्भ में परिभाषित करता है। याचिकाकर्ताओं की मांग है कि भेदभाव की परिभाषा ‘Caste-Neutral’ (जाति-निरपेक्ष) होनी चाहिए।

याचिका में कहा गया है कि भेदभाव की वर्तमान परिभाषा संविधान के अनुच्छेद 14 (समानता का अधिकार), 15(1) और 21 का उल्लंघन करती है। कोर्ट से मांग की गई है कि इन नियमों पर तत्काल रोक लगाई जाए या इन्हें संशोधित किया जाए।

सरकार और यूजीसी का आधिकारिक पक्ष

विवाद बढ़ने पर सरकारी सूत्रों ने स्पष्ट किया है कि सरकार बहुत जल्द इस मुद्दे पर तथ्यों के साथ स्पष्टीकरण जारी करेगी। सरकार का कहना है कि इन नियमों का दुरुपयोग किसी भी सूरत में नहीं होने दिया जाएगा और भ्रम फैलाने की कोशिशों को बर्दाश्त नहीं किया जाएगा।

यूजीसी के अनुसार, ये नियम सुप्रीम कोर्ट के पुराने निर्देशों के आधार पर तैयार किए गए हैं ताकि परिसरों को सुरक्षित बनाया जा सके। सरकार का जोर है कि ये नियम सभी छात्रों, शिक्षकों और कर्मचारियों के लिए निष्पक्ष परिसर बनाने के उद्देश्य से हैं।

बरेली सिटी मजिस्ट्रेट का इस्तीफा

इस विवाद का असर प्रशासनिक स्तर पर भी दिखा है। बरेली के सिटी मजिस्ट्रेट अलंकार अग्निहोत्री ने इन नियमों के विरोध में अपने पद से इस्तीफा दे दिया है। उन्होंने इसे ‘काला कानून’ बताते हुए कहा कि यह सामान्य वर्ग के खिलाफ है और इससे ब्राह्मणों का उत्पीड़न बढ़ सकता है।

अक्सर पूछे जाने वाले सवाल (FAQ)

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UAN Activation





UAN Activation Online: Complete Guide to EPFO UAN Registration 2025-26







UAN Activation Online Guide

Official EPFO Portal Steps & Registration Process 2025-26

IMPORTANT: The deadline for linking your bank account with Aadhaar and activating your UAN has been extended to February 15, 2025.

What is UAN (Universal Account Number)?

The Universal Account Number (UAN) is a 12-digit unique identifier assigned by the Employees’ Provident Fund Organisation (EPFO) under the Ministry of Labour and Employment, Government of India. The UAN remains constant throughout an employee’s career, regardless of job changes. When an employee switches jobs, the EPFO assigns a new member ID linked to the same UAN, facilitating seamless transfers and withdrawals.

How to Activate UAN Online on EPFO Portal?

Activating your UAN is essential for availing online services of EPFO. Follow these step-by-step instructions:

  • Step 1: Visit the official EPFO Member Portal at unifiedportal-mem.epfindia.gov.in.
  • Step 2: Click on the ‘Activate UAN’ option available under the ‘Important Links’ tab on the dashboard.
  • Step 3: Provide your UAN, Aadhaar number, name, date of birth, mobile number, and captcha code.
  • Step 4: Click on ‘Get Authorisation PIN’. An OTP will be sent to the mobile number registered with EPFO.
  • Step 5: Enter the four-digit OTP and click ‘Validate OTP and Activate UAN’.
  • Step 6: Upon successful validation, your UAN will be activated, and a password will be sent to your registered mobile number.

Official Member Portal Link

UAN Advantages for Employees

Once activated, the UAN provides a gateway to manage provident fund accounts effortlessly. Key features include:

  • Unified Management: All PF accounts across multiple employers are consolidated under a single UAN.
  • E-Services Access: View and download EPF passbooks and UAN cards anytime.
  • Online Claims: Apply for full or partial PF withdrawals and track claim status in real time.
  • KYC Updates: Update Aadhaar, PAN, and bank details directly on the portal.
  • Seamless Transfers: Transfer PF balances between jobs without physical paperwork.

Employment Linked Incentive (ELI) Scheme Deadline

The Ministry of Labour & Employment has directed the EPFO to ensure the UAN of employees is active to avail the benefits of the Employment Linked Incentive (ELI) Scheme. Members must activate their UAN and link their bank accounts with Aadhaar before February 15, 2025. Failing to do so may result in delays in EPF withdrawals and ELI Scheme benefits.

Security Practices for EPF Members

Protecting your account is crucial for maintaining the security of your retirement savings.

  • Personal Details: EPFO never asks for personal details like Aadhaar, PAN, or bank details over the phone.
  • Payment Requests: EPFO never calls any member to deposit any amount in any bank.
  • Password Management: Employees must immediately change the system-generated password after the first login.

Frequently Asked Questions (FAQs)

Can I have multiple UANs?
No, each individual is allotted only one UAN throughout their career.

Is there a fee for UAN registration?
No, UAN registration is a free facility offered by EPFO.

What if I don’t know my UAN?
You can find your UAN on your payslip, through your employer, or by using the ‘Know Your UAN’ link on the EPFO portal with your registered mobile number and Aadhaar/PAN.

© 2026 SuchnaPortal.Com


PF Advance for Marriage Eligibility





PF Advance for Marriage Eligibility 2025: Rules, Amount & Online Process








PF Advance Withdrawal for Marriage Eligibility

Empower Your Financial Rights as an EPF Member

The Employees’ Provident Fund Scheme, 1952 under the EPFO allows members to make partial withdrawals for specific needs through Form 31. These withdrawals, officially known as advances, are permitted under various clauses for different purposes like housing, medical treatment, marriage, education, and more.

EPF Advance for Marriage: Eligibility & Rules (Para 68K)

To withdraw money for marriage purposes, individuals must meet the following criteria according to the EPF Scheme, 1952:

  • Membership Period: Minimum 7 years of service is required to avail this facility.
  • Minimum Balance: Have a minimum of ₹1,000 in their EPF account.
  • Relation: You can withdraw from your PF account for your own marriage or the marriage of your children, siblings, or dependent family members.
  • Frequency: Withdrawals for marriage can be made only three times in a member’s lifetime.

Withdrawal Limit: How Much Can You Avail?

The amount of advance admissible is strictly defined to ensure your retirement savings are not entirely depleted:

  • Limit: Up to 50% of the employee share with interest.
  • Note: You can withdraw up to 100% of the amount in some specific cases, however, maintaining a 25% balance is recommended to continue receiving interest from the EPFO.
  • The exact amount depends on your PF balance and service period.

Documents Required for Submission

While the EPFO has simplified the process, the following are necessary for a successful claim:

  • Member Declaration: Member’s declaration in Form 31.
  • Proof: Marriage certificate or marriage invitation card.
  • Bank Details: A cancelled cheque with the member’s name printed on it to verify the bank account.
  • KYC: Aadhaar, PAN, and Bank Account must be linked with UAN for online applications.

Step-by-Step Online Application Process (Form 31)

Follow these steps to apply for your marriage advance via the Unified Portal:

  1. Login: Visit the official EPFO website and log in using your UAN, password, and captcha.
  2. Online Services: Select the option ‘Form-31, 19, 10C & 10D’ under the ‘Online Services’ menu.
  3. Verification: Enter the last four digits of your bank account number and verify it.
  4. Proceed: Click on ‘Proceed for Online Claim’ and choose the ‘PF Advance (Form 31)’ from the dropdown.
  5. Purpose: In the “Purpose for which advance is required” option, select “Marriage” from the dropdown menu.
  6. Details: Enter the withdrawal amount and your full address.
  7. Upload: Scan and upload the marriage invitation card or required documents.
  8. Submit: Click ‘Submit’ to complete the online application process.

Processing Time: Withdrawals are usually processed within 5–15 working days, depending on the verification of documents.

Frequently Asked Questions (FAQ)

How many times can I withdraw PF for marriage?

You can withdraw up to three times in your entire service tenure.

Can I withdraw PF for my brother’s marriage?

Yes, the EPF allows advances for the marriage of self, son, daughter, brother, or sister.

What is the minimum service for marriage advance?

A minimum of 7 years of service is required to be eligible for a marriage-related PF withdrawal.


Form 15G for PF Withdrawal to Avoid TDS





Form 15G for PF Withdrawal: Complete Guide to Avoid TDS in 2026







Form 15G for PF Withdrawal: A Complete Guide

Avoid unnecessary TDS on EPF withdrawals with legal self-declarations.

Avoid unnecessary TDS on EPF withdrawals. Understand when Form 15G or 15H applies, eligibility rules, income limits, and common mistakes that cause tax deductions.

What Are Form 15G and Form 15H?

Form 15G and Form 15H are self-declaration forms submitted to prevent Tax Deducted at Source (TDS). They tell the deductor, in this case, EPFO, that your total income for the financial year is below the taxable limit and you do not expect to pay income tax for that year.

Form Who Can Submit
Form 15G Individuals below 60 years
Form 15H Senior citizens (60+)

Why TDS Is Deducted on EPF Withdrawals

TDS on EPF withdrawals is governed by income tax rules, not EPFO discretion. According to section 192A of the Income Tax Act, TDS will be deducted if the withdrawal amount exceeds Rs 50,000 and the employment tenure is less than 5 years.

When TDS is NOT applicable:

  • Transfer of PF account to another account.
  • Termination of service due to ill health.
  • Withdrawal after 5 years of continuous service.
  • Withdrawal amount is less than ₹50,000.

Eligibility Criteria for Form 15G

You may need Form 15G if all the following apply:

  • Your EPF withdrawal is before 5 years of service.
  • Withdrawal amount is ₹50,000 or more.
  • Your total taxable income for the year is below the exemption limit.

Current Basic Exemption Limits (Indicative):

  • Individual (<60 yrs): ₹2.5 lakh.
  • Senior Citizen (60–80): ₹3 lakh.
  • Super Senior (80+): ₹5 lakh.

Download Official Form 15G (Income Tax Dept)

How to Fill Form 15G for PF Withdrawal

You only need to fill Part 1 of the form. Leave Part 2 blank for the EPFO office.

  • Field 1: Name of Assessee – Your full name exactly as per PAN Card.
  • Field 2: PAN – A valid PAN card is mandatory.
  • Field 3: Status – Write “Individual”.
  • Field 4: Previous Year – The current Financial Year (e.g., 2025-2026).
  • Field 5: Residential Status – Write “Resident”.
  • Field 16: Estimated income – The estimated PF withdrawal amount.
  • Field 17: Estimated total income – Total estimated income for the FY including the PF amount.
  • Field 19: Details of income – Fill in the investment account number (e.g., employee code/UAN).

How to Submit Form 15G Online via EPFO Portal

Most EPF claims today allow online submission. You follow a “Download → Fill → Upload” process.

  1. Log in to the EPFO UAN Unified Portal.
  2. Click on ‘ONLINE SERVICES’ and select ‘Claim (Form 31, 19, 10C)’.
  3. Verify the last 4 digits of your bank account.
  4. Select ‘Upload Form 15G’ and upload the filled form in PDF format.
  5. Proceed to submit the PF withdrawal claim with Aadhaar OTP verification.

Frequently Asked Questions (FAQs)

What happens if I don’t submit Form 15G?

If the employee provides PAN but no 15G, 10% TDS is deducted. If no PAN is provided, TDS is deducted at 20% (or up to 30% depending on latest rules).

Is Form 15G valid for multiple years?

No, Form 15G is valid for only one financial year. You must submit a new form for each withdrawal in a different financial year.

Can NRIs submit Form 15G?

No, only Indian residents are qualified for submitting Form 15G.

Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Tax rules and exemption limits may vary based on individual records and applicable laws.


EPF Withdrawal Without Employer Signature





EPF Withdrawal Without Employer Signature: Complete 2025 Guide & Process







EPF Withdrawal Without Employer’s Signature – Complete Guide

Some of you out there may have spent a fair amount of time at a job and accumulated a sizeable Employee Provident Fund (EPF) chunk over that time. Now, to get hold of all that money, you need to get your EPF withdrawal form signed by your employer. However, for reasons best known to you, your employer either doesn’t want to cooperate, or you just don’t want to set foot in those infernal premises ever again.

Important: The EPFO has now made it easier for employees to withdraw their EPF without the approval of their employer through the use of the Universal Account Number (UAN).

Understanding the EPF Withdrawal Rules

In case you didn’t already know about the EPF withdrawal rules, let’s go over them once again:

  • Your EPF amount can be withdrawn if you haven’t started working elsewhere within two months from the date of your resignation from your previous job.
  • This 2 months period could be waived off in case you get a job opportunity abroad or if you are a female member who has quit her job to take care of her new born child.
  • Within a time frame of 30 days from the time of submission, the employer is required to submit the EPF withdrawal form with an attestation.
  • Any PF amount withdrawn prior to the completion of at least 5 years of unbroken service will be taxable.

How to Withdraw PF Amount Online Without Employer Signature

With the EPFO linking Aadhaar with EPF withdrawal, it has made the entire process extremely easy. By submitting your Aadhaar number to the PF office, you will not need any sort of approval or authorisation from your employer to withdraw your PF.

1. Using Aadhaar and UAN Portal

  • Activate UAN: It is mandatory for you to have an UAN. You can check if your employer has already registered you for UAN by visiting the EPFO website.
  • Verify KYC: It is mandatory for you to submit your bank account as well as your Aadhaar number with the UAN database. Your Aadhaar number should have been corroborated by your employer.
  • Access Unified Portal: Visit the Unified Member Portal and log in using your UAN and password.
  • Select Claim: After logging in, select ‘Online Services’ from the menu bar. Then, click on ‘Claim (Form-31, 19 & 10C)’.
  • Form Selection: Choose Form 19 for Final Settlement, Form 10C for Pension Withdrawal, or Form 31 for Partial Withdrawal.

Login to EPFO Portal Now

Steps for PF Withdrawal Without Aadhaar Number

While this may be an old way of withdrawing your EPF without the signature of your employer, it is still the only way you can get your money if you don’t have an Aadhaar number yet. You will need to get your EPF withdrawal form attested by any of the following authorities:

  • A bank manager (preferably from the same branch where you have your account).
  • A gazetted officer.
  • A magistrate, Post/Sub Post Master, President of Village Panchayat, or Notary Public.

EPFO New Withdrawal Rules 2025

Under the EPFO new withdrawal rules announced at the 238th CBT meeting, the withdrawal limits have been liberalised:

  • Standardized Service: The minimum service period for partial withdrawals has been standardized to just 12 months.
  • Marriage & Education: Education withdrawals are now allowed up to 10 times, and marriage up to 5 times.
  • Minimum Balance: A new provision mandates that 25% of the member’s total PF contribution must be retained as a minimum balance.
  • Auto-Settlement: Partial withdrawal claims can now be 100% auto-settled with zero documentation required.

Frequently Asked Questions

Are there any charges for withdrawing EPF without employer approval?

No, there are no charges for withdrawing EPF amounts online through the EPF member portal.

How long does it take to process an EPF withdrawal?

The processing time for EPF withdrawal is typically up to 15 working days once the claim is submitted successfully online.

What if my KYC details are not updated?

If your KYC details are not updated, you must update them through the EPF member portal or visit your EPFO office to get them verified.


© 2026 SuchnaPortal.Com – Providing Verified Free Educational and Financial Guides


EPFO Withdrawal For Health Emergencies





EPF Withdrawal For Health Emergencies: Eligibility, Rules & Documents 2025-26











EPF Medical Emergency Guide

Medical emergencies often strike without warning and can lead to significant financial pressure. For salaried individuals in India, the Employees’ Provident Fund (EPF) offers not only long-term retirement security but also financial relief during critical times, such as unexpected hospitalisation or major treatments.

Key Rule Update: EPFO allows members to withdraw an advance amount of up to ₹1 lakh from their PF account for medical emergencies without furnishing an estimate of medical expenses from the hospital or documentation.

What is PF Withdrawal for Medical Emergencies?

EPFO permits members to withdraw a portion of their PF savings for:

  • Hospitalisation due to serious illness
  • Major surgeries or operations
  • Treatment for critical diseases like cancer, heart problems, kidney failure, or tuberculosis
  • Illnesses requiring hospitalisation for over a month

Withdrawals can be made for the member, their spouse, children, or dependent parents.

Eligibility Criteria

To qualify for a medical PF withdrawal, you must:

  • Be an active EPF member with a valid UAN (Universal Account Number).
  • Have your UAN linked to Aadhaar, PAN, and bank account.
  • Ensure the illness affects the member or immediate family (spouse, children, dependent parents).
  • No minimum years of service are required for medical withdrawals.
  • Have sufficient EPF balance for the requested amount.

How Much Can You Withdraw?

You can withdraw the lowest of the following:

  • Six times your monthly basic wage + Dearness Allowance.
  • Total employee contribution including interest.
  • Actual medical treatment or hospitalisation cost.

This is considered a non-refundable advance, so repayment to EPFO is not required. In case of life-threatening illnesses, a lump sum medical advance of up to Rs 1 lakh can be granted instantly.

Required Documents

  • Medical certificate from a registered doctor or hospital.
  • Estimated cost of treatment (if not claiming under the instant Rs 1 Lakh rule).
  • Cancelled cheque or bank passbook copy with IFSC.
  • Aadhaar linked to UAN and Complete KYC.

Online PF Withdrawal Process (Form 31)

  1. Activate UAN: Visit the EPFO Member Portal and set a password.
  2. Login: Use your UAN, password, and captcha.
  3. Submit Claim:
    • Go to Online Services > Claim (Form 31, 19, 10C & 10D).
    • Select ‘PF Advance (Form 31)’ and reason: Illness.
    • Enter the amount and upload medical documents.
    • Submit using Aadhaar OTP.

Funds are generally credited within 7–10 working days.

Common Reasons for Rejection

  • Mismatched personal details across UAN, Aadhaar, and bank records.
  • Incomplete KYC verification.
  • Insufficient EPF balance.
  • Illegible medical document uploads.

Tax Rules on Early PF Withdrawal

  • No TDS: If withdrawn after 5 years of continuous service.
  • TDS @ 10%: If withdrawal exceeds ₹50,000 before 5 years.
  • TDS @ 30%: If PAN is not linked.

Frequently Asked Questions

Can I withdraw PF for the second time?

Yes, for specific reasons like medical emergencies, marriage, or education, you can withdraw within allowed limits.

What is Paragraph 68J?

Paragraph 68J of the EPF Scheme allows members to withdraw an advance for their own and their dependents’ medical treatment costs for critical illnesses or hospitalisation over a month.

Disclaimer: Please verify with official portals for real-time updates.


EPFO withdrawal for house construction in 2026





How to Withdraw PF for House Construction 2026: Step-by-Step Guide & New Rules






PF Withdrawal for House Construction 2026

Comprehensive Step-by-Step Guide & New EPFO 3.0 Rules

The Employees’ Provident Fund Organisation (EPFO) has significantly overhauled its withdrawal framework as of January 2026. The new system, often referred to as EPFO 3.0, is designed to be “digital-first” and far more intuitive for the average employee. The most critical update is the unification of rules. Previously, employees had to navigate 13 complex categories with service requirements ranging from 2 to 7 years; these have now been streamlined into just three broad categories with a universal service requirement.

The “12-Month” Rule: A Major Shift in 2026

Under the 2026 reforms, the minimum service requirement for all partial withdrawals has been reduced to just 12 months.

  • Old Rule: You often had to wait 5–7 years for marriage, education, or housing withdrawals.
  • New Rule: Once you complete one year of service, you are eligible for partial advances.

Key Scenario: When Can You Withdraw 100%?

Scenario Conditions for 100% Withdrawal
Retirement Upon reaching the age of 55 (earlier it was 58 for full settlement).
Unemployment 75% can be withdrawn after 1 month; the remaining 25% after 12 months of continuous unemployment.
Permanent Disability If the member is certified as permanently unfit for work.

PF Withdrawal Limits for Housing Needs

Compared to NPS, EPF is more flexible when it comes to withdrawal for housing needs. Under Para 68B of the EPF scheme rules, subscribers are allowed to withdraw an advance for six different reasons related to housing.

Purpose How much withdrawal is allowed
Purchase of Site 24 months’ basic wages and DA.
Purchase of House/Flat/Construction 36 months’ basic wages and DA, or total of employee and employer share with interest, or total cost (whichever is least).
Additional Alteration/Improvement 12 months’ basic wages and DA, or employee share with interest, or cost (whichever is least).

The “25% Retention” Safeguard

For partial withdrawals (advances) while you are still employed, EPFO has introduced a mandatory retention rule. At least 25% must remain in the account to ensure the power of compounding continues to work.

Steps to Apply for PF Withdrawal Online (2026)

EPFO offers an online withdrawal facility through the UAN portal. The number of steps has reduced from 27 to 18 and may reduce further.

  1. UAN Active: Ensure your UAN is active and linked with your registered mobile number.
  2. KYC Completion: Your UAN must be linked with Aadhaar, PAN, bank account, and IFSC code.
  3. Form Selection: Use Form 31 for partial advances (Housing).
  4. Aadhaar Verification: Use Face Authentication on the portal to remove the need for employer approval for many digital services.

Frequently Asked Questions

Q: Can I withdraw 90% of my PF balance for a home?
A: Yes, under Para 68-BD, EPF rules allow withdrawal of up to 90% for housing after three years of service.

Q: Is there an Auto-Settlement feature?
A: Yes. The limit for automatic claim processing (no manual officer intervention) has been raised from ₹1 Lakh to ₹5 Lakh.

Q: Can I withdraw via UPI?
A: By April 2026, members will be able to withdraw up to 75% of their eligible balance instantly via UPI (initially through the BHIM app).


EPFO Claim Status





How to Check EPFO Claim Status: Complete Step-by-Step Guide (2026)






EPFO Claim Status

Everything you need to track your PF Withdrawal and Transfer online

Overview of EPF Claim Status

Employees’ Provident Fund (EPF) is a government-backed savings scheme intended to help employees cover their expenses once they retire. Checking your balance or tracking the status of your application is quite straightforward. You can do this through several methods — on the web, via the Umang app, or by SMS. The EPFO claim status is an up-to-date representation of the EPF transfer/withdrawal application status.

How to Check Your PF Withdrawal Status Online

1. Using EPFO Website

  1. Step 1: Go to the EPFO website. Click on ‘Services’ followed by the ‘For Employees’ option.
  2. Step 2: Click on ‘Know Your Claim Status’.
  3. Step 3: Click on the link, and it will redirect you to the member passbook application.
  4. Step 4: Login by entering the Universal Account Number (UAN), password and captcha.
  5. Step 5: Select Member ID and click on ‘View Claim Status’. Your claim ID, type, and status will be displayed.

2. Using UAN Member Portal

  • Log in to the UAN Member Portal through UAN and Password.
  • Under the ‘Online Services’ tab, click the ‘Track Claim Status’ option.
  • The status of the withdrawal claim will appear on the screen.

Tracking via UMANG App

Employees can check their PF transfer/withdrawal claim status online using the UMANG app, available on iOS and Android.

  1. Download and install the UMANG app. Log in using your registered mobile number.
  2. Search for EPFO and go to ‘Employee Centric Services’.
  3. Go to the ‘Track Claim’ option from the list.
  4. Enter your UAN and click ‘Get OTP’.
  5. Enter the OTP and click ‘login’ to access details.

Offline Methods: SMS and Missed Call

Check via SMS

Members can check their latest PF contribution and claim status by sending a text message to 77382 99899.

Format: EPFOHO UAN LAN (where LAN is the language code like ENG for English, HIN for Hindi).

Missed Call Service

Employees can check the status by giving a missed call to 011-22901406 (or 9966044425) from their registered mobile number. The call will automatically disconnect after two rings, and details will be sent via SMS.

Eligibility for EPF Claim

  • 100% Claim: Can be raised after retirement (55 years) or after two months of unemployment.
  • 90% Claim: Can be applied for one year before retirement at 54 years.
  • 75% Claim: Can be raised in case of unemployment.

Frequently Asked Questions (FAQs)

How many days does it take to claim PF amount?

Online verified claims are usually settled within 3–5 working days, while offline claims may take up to 20 days.

What does “Under Process” mean?

This means your claim is under review at the PF office. After verification, funds will be sent to your bank account.

Is Aadhaar necessary for filing an online EPF claim?

Yes, Aadhaar is mandatory for filing an online claim and for UAN activation.

Can I cancel my EPF withdrawal claim?

There is no option to cancel the claim online. You must contact the EPFO regional office directly.

© 2026 Suchna Portal | Comprehensive EPFO Guides

Disclaimer: This is an informational guide. For official transactions, visit epfindia.gov.in


PF Final Settlement





PF Final Settlement: New EPFO Rules, 12-Month Timeline & Part Payment Guide 2025-26







Official Update 2025

PF Final Settlement Guide

Complete Coverage of New EPFO Rules, 12-Month Timeline & Part Payment Policy


Unemployed members of retirement fund body EPFO will now be able to avail final settlement or full withdrawal of funds from provident fund as well as pension accounts after 12 months and 36 months of unemployment, respectively. The decision to amend the scheme was taken by apex decision making body of the Employees’ Provident Fund Organisation (EPFO), the Central Board of Trustees headed by Labour Minister Mansukh Mandaviya, in a meeting held on Monday.

EPFO Increases Period for Final Settlement

Presently, the scheme provides for withdrawal of all funds from the provident fund as well as pension account after two months of continuous unemployment. A senior official explained that the decision was taken to ensure social security benefits to the formal sector workers in the country who generally exit the ambit of the EPFO after two months of unemployment.

Key Changes in Timelines:

  • Premature Final Settlement of EPF: Changed from existing 2 months to 12 months.
  • Final Pension Withdrawal: Changed from 2 months to 36 months.
  • Minimum Balance: Members must maintain 25% of contributions at all times to enjoy high interest (presently 8.25% p.a.).

The reason for the increase in timeline is to allow the subscribers avail the benefit of EPFO interest for a period of at least 12 months and avail pension benefits. Full corpus can be withdrawn after 12 months only.

PF Full and Final Settlement: Part Payment Enabled

EPFO’s circular dated 19 September 2025 allows immediate part payment of Provident Fund settlement where issues exist—remaining balance to be paid after procedural gaps are closed. This move aims to mitigate hardship by ensuring cash flow via part payments while issues like short/non-remittance of contributions by employers are fixed.

Situations for Partial Payment

As per the manual, partial payment can be made in these situations:

  • When the contribution has not been deposited by the employer.
  • Form 3A has not been received.
  • The PF transfer amount has not been received from the previous institution.
  • When the eligible subscriber has not claimed the full amount.
  • Defaulting establishments or unrealized past accumulations.

All partial payment cases should be recorded in a “part payment register.” This will be reviewed monthly, and as soon as the remaining amount becomes available, the payment will be made directly without any fresh claim.

8 Major Changes in EPF Partial Withdrawal Rules

The CBT has decided to revamp the partial withdrawal rules to enhance the Ease of Living for EPF members.

Category EPFO Old Rules EPFO New Rules
Withdrawal Limit Capped amounts for specific purposes Up to 100% eligible balance; 25% must remain
Purpose-based 13 complex categories Consolidated into 3 (Essential, Housing, Special)
Service Period Varied (5–7 years) Standardised to 12 months
Max Withdrawals Typically 2–3 total Up to 10 (Education), 5 (Marriage)
Auto Settlement Up to ₹1 lakh Increased to ₹5 lakh

Essential, Housing and Special Circumstances

The CBT decided to simplify the partial withdrawal provisions by merging 13 complex provisions into a single rule. These include Essential Needs (illness, education, marriage), Housing Needs, and Special Circumstances. Under ‘Special Circumstances’, members can now apply without assigning any reasons like natural calamity or lockouts.

100% Auto Settlement & Digital Advancement

The EPFO has increased the auto-claim settlement limit from ₹1 lakh to ₹5 lakh. Claims within this limit will now be processed automatically within 72 hours, without manual verification. Scheme provision simplification, along with greater flexibility and zero need for any documentation, will pave the way for 100% auto settlement.

EPFO 3.0 Features:

  • Automatic Job Transfers: EPF transfers now happen automatically when joining a new job (using same UAN).
  • Passbook Lite: Members can check a summarized view of contributions and balance on a single screen.
  • Profile Updates: Corrections can be made online through OTP verification.

Step-by-Step Guide: How to Fill EPF Form 19 Online

For online application, a member needs to login to the EPFO member portal and follow these steps:

  1. Login: Access the UAN member portal and login using your UAN and password.
  2. Online Service: Go to ‘online service’ and select ‘Claim’ (Form 31, 19, 10C & 10D).
  3. Bank Verification: Enter the bank account linked with the EPF account.
  4. Selection: Select the ‘Form 19, PF-withdrawal’ option.
  5. OTP: Click ‘Get Aadhaar OTP’ and enter the OTP in the given box.

Once the employer approves it, the settlement amount is transferred to the bank account directly.

Member Checklist Before Submitting

  • Ensure active Universal Account Number (UAN).
  • Confirm Aadhaar, PAN, and bank details (IFSC) are seeded with UAN.
  • Consolidate UAN-linked accounts; initiate transfer-in for earlier employments.
  • Submit Form 15G/15H if applicable to avoid TDS deduction (for withdrawals over ₹50,000 before 5 years of service).
  • Track claim status and confirm part payment credit while issues are resolved.

Frequently Asked Questions (FAQ)

When can I apply for final PF settlement after job loss?

Under the new rules, you can apply for final PF settlement only after 12 months of leaving employment.

What is the minimum balance rule?

Members must maintain a minimum of 25% of their accumulated contributions in the account for at least 12 months.

How long does auto-settlement take?

All claims made under auto-settlement mode will be settled digitally within 3 days or 72 hours.

What happens if my employer hasn’t paid contributions?

EPFO will release the available PF balance immediately as part payment. The balance will be paid later without requiring a fresh application.



Direct Apply Link- RSSB Clerk Grade II, Junior Assistant Recruitment 2026: Apply for 10,644 posts

The Rajasthan Staff Selection Board (RSSB), jaipur has released the official notification pdf for Clerk Grade II and Junior Assistant Recruitment 2026 Online, offering a big opportunity for candidates seeking a stable government job. Through this recruitment drive, R aims to fill 10,644 vacancies across various state government departments. The posts are open to candidates who have passed Class 12 and possess basic computer knowledge

rssb-clerk-junior-assistant-recruitment-2026





RSSB Clerk Gr-II / Junior Assistant Recruitment 2026 – Apply Online for 10644 Posts


RSSB Clerk Gr-II / Junior Assistant Recruitment 2026

Rajasthan Staff Selection Board | Advt No. 04/2026 | 10,644 Vacancies

RSSB Clerk Gr-II / Junior Assistant Recruitment 2026 – Overview

The Rajasthan Staff Selection Board (RSSB / RSMSSB) has officially released the notification for Clerk Grade-II and Junior Assistant Recruitment 2026. This recruitment drive is being conducted to fill a total of 10,644 posts across multiple departments of the Rajasthan Government.

The online application process has started on 15 January 2026 and will remain open until 13 February 2026 (11:59 PM). Candidates are advised to complete their application well before the last date.

Important Dates – RSSB Clerk 2026

  • Online Application Start Date: 15 January 2026
  • Last Date to Apply Online: 13 February 2026
  • Fee Payment Last Date: 13 February 2026
  • Correction Window: 16 February 2026
  • Written Examination Date: 05 & 06 July 2026
  • Admit Card Release: To be notified

Eligibility Criteria – Rajasthan Clerk Grade-II / Junior Assistant

Educational Qualification

  • Candidate must have passed Senior Secondary (12th Class) from a recognized board.
  • Candidate must possess at least one valid computer qualification such as:
    • RSCIT (VMOU Kota)
    • NIELIT CCC / O Level or higher
    • COPA / DPCS Certificate
    • Diploma or Degree in Computer Science / Computer Application
    • 12th with Computer Science or Computer Application as a subject
  • Working knowledge of Hindi written in Devnagari script.
  • Knowledge of Rajasthan culture.

Age Limit (as on 01-01-2027)

  • Minimum Age: 18 Years
  • Maximum Age: 40 Years
  • Age relaxation applicable as per Rajasthan Government rules.

RSSB Clerk 2026 CET Requirement – Important Clarification

For RSSB Clerk Grade-II / Junior Assistant Recruitment 2026, candidates must have qualified the Rajasthan CET (Common Eligibility Test) – Senior Secondary (12th Level) 2024.

Candidates who have not qualified CET 12th Level are not eligible to apply for this recruitment. CET score is mandatory for appearing in the written examination.

Vacancy Details – Area Wise

  • Total Vacancies: 10,644 Posts
  • Non-TSP Area: 9,642 Posts
  • TSP Area: 1,002 Posts

The posts are distributed across various departments such as Administrative Reforms Department, Rajasthan Public Service Commission, Agriculture Marketing Board, Pollution Control Board, Board of Secondary Education, and others.

Pay Scale & Selection Process

  • Pay Scale: Level 5 (7th Pay Commission)
  • Selection Process:
    • Written Examination
    • Document Verification
    • Final Merit List

How to Apply – RSSB Clerk Gr-II / Junior Assistant 2026

  1. Visit the official website: rssb.rajasthan.gov.in
  2. Login using SSO ID or complete One Time Registration (OTR).
  3. Select “Clerk Grade-II / Junior Assistant Recruitment 2026”.
  4. Fill personal, educational, and CET details carefully.
  5. Upload photograph and signature as per prescribed format.
  6. Pay application fee online.
  7. Submit the form and take a printout for future reference.

Common Mistakes to Avoid While Applying

  • Incorrect CET details
  • Uploading unclear photograph or signature
  • Mismatch in name/date of birth with certificates
  • Waiting until last date for submission

Frequently Asked Questions (FAQ)

Q1. RSSB Clerk 2026 online form kab start hua?
15 January 2026 se.

Q2. Last date kya hai?
13 February 2026 (11:59 PM).

Q3. CET compulsory hai?
Haan, CET 12th Level qualified hona mandatory hai.

Q4. Total kitne post hain?
10,644 Posts.

Q5. Exam kab hoga?
05–06 July 2026.

Q6. Salary kitni hogi?
Pay Level 5 as per 7th CPC.

© 2026 SuchnaPortal.com |


haryana-police-constable-2026-notification





Haryana Police Constable 2026 Notification: HSSC 5500 Vacancy Apply Online, Exam Date






Haryana Police Constable Recruitment 2026

HSSC Advt No. 01/2026 | 5500 Vacancies | CET Based Selection

Haryana Police Constable 2026 Notification: एक नजर में

हरियाणा कर्मचारी चयन आयोग (HSSC) ने Haryana Police Constable 2026 Notification जारी कर दिया है। इस भर्ती प्रक्रिया के माध्यम से कुल 5500 रिक्त पदों को भरा जाएगा। केवल वही उम्मीदवार आवेदन करने के पात्र हैं जिन्होंने HSSC Group C CET परीक्षा पास की है।

महत्वपूर्ण तिथियां:
  • विज्ञापन प्रकाशन तिथि: 01 जनवरी 2026
  • ऑनलाइन आवेदन शुरू: 11 जनवरी 2026
  • आवेदन की अंतिम तिथि: 25 जनवरी 2026
  • परीक्षा तिथि: जल्द घोषित की जाएगी

Haryana Police Vacancy 2026: पदों का विवरण

पद का नाम कुल पद
Male Constable (General Duty) 4500
Female Constable (General Duty) 600
Male Constable (GRP) 400
कुल योग 5500

Haryana Police Constable Eligibility Criteria 2026

इस भर्ती के लिए पात्रता की शर्तें निम्नलिखित हैं:

  • शैक्षणिक योग्यता: उम्मीदवार का किसी मान्यता प्राप्त बोर्ड से 10+2 (इन्टरमीडिएट) उत्तीर्ण होना अनिवार्य है।
  • मैट्रिक स्तर: 10वीं कक्षा में हिंदी या संस्कृत एक विषय के रूप में होना आवश्यक है।
  • CET अनिवार्य: केवल HSSC Group C CET क्वालीफाई उम्मीदवार ही मुख्य परीक्षा के लिए पात्र होंगे।
  • आयु सीमा: 18 से 25 वर्ष (01-01-2026 के अनुसार)। सरकारी नियमों के अनुसार आरक्षित श्रेणियों को 3 से 5 वर्ष की छूट दी गई है।

Physical Measurement & Screening Test (PMT/PST)

शारीरिक दक्षता परीक्षा क्वालीफाइंग प्रकृति की है:

श्रेणी दौड़ (Running) समय
पुरुष (Male) 2.5 KM 12 मिनट
महिला (Female) 1.0 KM 06 मिनट
Ex-Servicemen 1.0 KM 05 मिनट

Height & Chest Requirements

  • सामान्य पुरुष: 170 CMS (ऊंचाई), 83-87 CMS (सीना)
  • आरक्षित पुरुष: 168 CMS (ऊंचाई), 81-85 CMS (सीना)
  • महिला (General): 158 CMS

HSSC Police Constable Exam Pattern & Syllabus 2026

लिखित परीक्षा (Knowledge Test) में 97.5 अंकों के प्रश्न पूछे जाएंगे:

  • कुल प्रश्न: 100
  • समय: 105 मिनट
  • नकारात्मक अंकन: कोई नेगेटिव मार्किंग नहीं है।
  • विषय: General Studies, General Science, Current Affairs, Numerical Ability, Reasoning, Agriculture, Animal Husbandry, and Computer (10%).
  • हरियाणा जीके: परीक्षा में 20% वेटेज हरियाणा के सामान्य ज्ञान को दिया गया है।

How to Apply for Haryana Police Constable 2026?

  1. आधिकारिक वेबसाइट hssc.gov.in पर जाएं।
  2. “Advt 01/2026 Apply Online” लिंक पर क्लिक करें।
  3. अपना रजिस्ट्रेशन नंबर और मोबाइल नंबर दर्ज करें।
  4. सभी व्यक्तिगत और शैक्षणिक जानकारी भरें।
  5. जरूरी दस्तावेज (Photo, Sign, CET Scorecard) अपलोड करें।
  6. फॉर्म सबमिट करें और प्रिंट आउट ले लें। (नोट: कोई आवेदन शुल्क नहीं है)

Frequently Asked Questions (FAQs)

Q1: क्या 12वीं पास छात्र हरियाणा पुलिस 2026 के लिए आवेदन कर सकते हैं?
हाँ, लेकिन उम्मीदवार का HSSC CET ग्रुप C क्वालीफाई होना अनिवार्य है।

Q2: हरियाणा पुलिस कांस्टेबल की सैलरी क्या है?
चयनित उम्मीदवारों को पे लेवल 3 के तहत ₹21,700 से ₹69,100 के बीच वेतन मिलता है।

Q3: आवेदन की अंतिम तिथि क्या है?
ऑनलाइन आवेदन करने की अंतिम तिथि 25 जनवरी 2026 है।

© 2026 Suchna Portal – Haryana Police Constable Recruitment Updates


up-police-constable-age-relaxation-notice-2026





UP Police Constable Age Relaxation 2026 Notice: आयु सीमा में 3 वर्ष की भारी छूट – UPPRPB Update




🎯 UP पुलिस Constable Age Relaxation Notice 2026

Official 32,679 Vacancy Age Limit Update – UPPRPB News

📢 ब्रेकिंग न्यूज़: आयु सीमा में 3 साल की छूट!

शासनादेश संख्या-1/1194447/6-1001(008)/24/2023 के अनुसार, मुख्यमंत्री योगी आदित्यनाथ के निर्देशानुसार यूपी पुलिस कांस्टेबल सीधी भर्ती-2026 के लिए सभी वर्गों के अभ्यर्थियों को अधिकतम आयु सीमा में 03 वर्ष (3 साल) की विशेष छूट प्रदान की गई है।

यह छूट “एक बार के लिए अपवाद स्वरूप” (One-time exception) दी गई है ताकि भर्ती में देरी के कारण ओवरएज हो चुके उम्मीदवारों को 32,679 पदों की इस महा-भर्ती में आवेदन का मौका मिल सके।

📈 Revised Age Limit (Category-Wise)

नीचे दी गई तालिका में 3 साल की छूट जोड़ने के बाद की नई आयु सीमा दी गई है:

श्रेणी (Category) पुरुष (Male) महिला (Female)
General / Unreserved 18 से 25 वर्ष 18 से 28 वर्ष
EWS (Economically Weaker) 18 से 25 वर्ष 18 से 28 वर्ष
OBC (Other Backward Class) 18 से 30 वर्ष* 18 से 33 वर्ष*
SC / ST 18 से 30 वर्ष* 18 से 33 वर्ष*

*नोट: OBC/SC/ST उम्मीदवारों को सरकारी नियमों के अनुसार मिलने वाली 5 वर्ष की अतिरिक्त छूट इसमें पहले से शामिल है।

📅 Check Your Eligibility (Birth Date Criteria)

यदि आपका जन्म इन तिथियों के बीच हुआ है, तो आप आवेदन कर सकते हैं:

  • General (Male): 02 जुलाई 2000 से 01 जुलाई 2007 के बीच।
  • General (Female): 02 जुलाई 1997 से 01 जुलाई 2007 के बीच।
  • OBC/SC/ST (Male): 02 जुलाई 1995 से 01 जुलाई 2007 के बीच।
  • OBC/SC/ST (Female): 02 जुलाई 1992 से 01 जुलाई 2007 के बीच।

Official Apply Online Link 🔗

⚖️ Caste Certificate & Relaxation Rules

आयु सीमा में छूट का लाभ लेने के लिए आरक्षित वर्ग के उम्मीदवारों को निम्नलिखित नियमों का पालन करना होगा:

  • OBC Certificate: अन्य पिछड़ा वर्ग का जाति प्रमाण पत्र 01 अप्रैल 2025 या उसके बाद का होना चाहिए।
  • SC/ST Benefit: केवल उत्तर प्रदेश के मूल निवासियों को ही आरक्षण का लाभ मिलेगा। अन्य राज्यों के अभ्यर्थी सामान्य श्रेणी में गिने जाएंगे।
  • Ex-Servicemen: भूतपूर्व सैनिकों को सेना में सेवा की अवधि घटाने के बाद 3 वर्ष की छूट अतिरिक्त दी जाएगी।

📥 Download Official Age Relaxation Notice

UPPRPB द्वारा जारी किया गया आधिकारिक प्रेस नोट (दिनांक 05 जनवरी 2026) डाउनलोड करने के लिए नीचे क्लिक करें।

Download Official Notice PDF (05 Jan 2026)

© 2026 Suchna Portal – UP Police Bharti Expert Guide

Content Source: Official UPPRPB Notification No. PRPB-B(07/2025). Please verify from official portal before final submission.


up-police-constable-vacancy-2026-32679-posts





UP Police Constable Vacancy 2026: Apply Online for 32,679 Posts @uppbpb.gov.in








UP Police Constable Vacancy 2026: 32,679 Posts

Official Notification, Eligibility, Age Relaxation & Apply Online Link

UP Police Recruitment 2026: The Uttar Pradesh Police Recruitment and Promotion Board (UPPRPB) has announced the vacancies for the Constable Civil Police and equivalent posts under the UP Police recruitment drive. The recruitment drive aims to fill a total of 32,679 vacancies for Constable Civil Police, Constable P.A.C./Armed Police, Constable Special Security Force, Female Constable for Women Battalion, Jail Warder (Male) and other equivalent posts. Of these, 30,291 vacancies are for male candidates, and 2,388 are for female candidates.

Shortlisted candidates will be paid between Rs. 21,700 to Rs. 69,100 per month.

📅 Important Dates (Schedule 2026)

Event Official Date
Notification Release Date 31 December 2025
Online Application Start Date 31 December 2025
Last Date to Apply Online 30 January 2026
Last Date for Fee Payment 30 January 2026
Adjustment of Deposited Fee 02 February 2026
Exam Date To be notified soon

📊 UP Police Constable Vacancy Details (Category-Wise)

According to the official notification, the vacancies are distributed across various wings of the Uttar Pradesh Police.

Post Name UR EWS OBC SC ST Total
Constable Civil Police 4191 1046 2828 2198 208 10469
Constable PAC 6060 1152 4083 3176 300 15131
Jail Warder (Male) 1314 327 885 688 65 3279
Female Battalion 916 228 615 478 45 2282
Special Security Force 538 134 362 281 26 1341

🎓 Eligibility & Age Relaxation

  • Education: Candidate must have passed 12th (Intermediate) from a recognized board in India.
  • Age Limit (as of 01 July 2025):
    • Male (UR/EWS): 18 to 25 years.
    • Female (UR/EWS): 18 to 28 years.
    • OBC/SC/ST (Male): Up to 30 years.
    • OBC/SC/ST (Female): Up to 33 years.

💪 Physical Standard Test (PST) & Efficiency (PET)

Height Requirements:

Category Male Height Female Height
General / OBC / SC 168 cm 152 cm
ST 160 cm 147 cm

Running Test (PET):

  • Male: 4.8 KM in 25 Minutes.
  • Female: 2.4 KM in 14 Minutes.
  • Minimum Weight (Female): 40 kg.

👉 APPLY ONLINE LINK (Official Website)

📝 How to Apply for UP Police Recruitment 2026

  1. Visit the official website of the UP Police recruitment board: uppbpb.gov.in.
  2. Click on the “UP Police Constable Online Application 2026” link on the homepage.
  3. Complete the One Time Registration (OTR) if required, or directly register with personal details.
  4. Upload necessary documents including high school and intermediate certificates.
  5. Pay the application fee: ₹500 for General/EWS/OBC and ₹400 for SC/ST.
  6. Submit the form and take a printout for future reference.

❓ Frequently Asked Questions (FAQ)

Q1. What is the last date for UP Police Constable 2026?

The last date to submit the online application is 30 January 2026.

Q2. How many vacancies are released in 2026?

There are a total of 32,679 vacancies available across Civil Police, PAC, and Jail Warder.

Q3. Is there any age relaxation?

Yes, age relaxation is applicable as per government rules for OBC, SC, and ST categories (up to 30 years for males and 33 years for females).

Q4. What is the selection process?

The selection includes a Written Examination, Physical Efficiency Test (PET), Physical Standard Test (PST), Document Verification, and Medical Examination.


© 2026 Suchna Portal – Your Trusted Career Guide

Disclaimer: We are not an official government body. Information is gathered from official UPPRPB notifications for educational purposes.


EPF Advance Form 31





EPF Advance Form 31: Rules, Limits & Step-by-Step Online Apply Guide (2026)







EPF Advance Form 31: Ultimate Guide to PF Partial Withdrawal

Detailed Eligibility, Rules, Limits, and Step-by-Step Online Filing Process

EPF Form 31, also known as the EPF Advance Form, is used to file a claim for partial withdrawal or advance from the Employees’ Provident Fund (EPF) account. This mechanism offers fast relief in emergencies while still upholding the rule of locking-in the balance for most other times. It is used to withdraw a portion of your PF balance while you are still employed, providing financial support during life events without closing your account or affecting pension eligibility.

Eligibility Rules and Allowed Reasons

EPFO permits such withdrawals for limited and genuine needs. Each reason has its own specific eligibility rules and limits.

Reason for Advance Minimum Service Required Maximum Amount Admissible
Medical Treatment None 6 months’ basic wages + DA or employee share with interest (whichever is least).
Marriage (Self/Child/Sibling) 7 Years 50% of employee share with interest.
Education (Post-Secondary) 7 Years 50% of employee share with interest.
Purchase of Site/House/Flat 5 Years 24 to 36 months’ basic wages + DA or total balance (whichever is least).
Home Loan Repayment 10 Years Up to 90% of the PF balance.

In-Depth: Specific Withdrawal Paras (68B to 68NN)

According to the official EPFO guidelines, the following “Paras” define the specific conditions for your claim:

Para 68K: Marriage & Education Advance

This is available for the marriage of self, son, daughter, brother, or sister, and for post-matriculation education of children. A member can apply for this only three times during his/her service tenure.

Para 68B: Purchase or Construction of House

Allowed after 5 years of membership. The house/site must be registered in the name of the member, spouse, or jointly. For a site, the limit is 24 months’ basic wage + DA; for a house/flat, it is 36 months’ basic wage + DA.

Para 68N: Physically Handicapped Members

For purchasing equipment to minimize hardship on account of handicap. Admissible amount is 6 months’ basic wages or employee share with interest.


How to Submit Form 31 Online (Step-by-Step)

Online application is possible only if the member has linked his bank account, Aadhaar, and PAN with UAN.

  1. Login: Visit the EPFO UAN Member Portal and sign in with UAN and password.
  2. Navigation: Select ‘Form-31, 19, 10C & 10D’ under the ‘Online Services’ menu.
  3. Verify Bank: Enter the last four digits of your bank account number and click ‘Verify’.
  4. Choose Purpose: Select the ‘PF Advance Form 31’ and choose the purpose of withdrawal (e.g., Illness, Marriage).
  5. Upload Documents: You have to attach a scanned copy of a cancelled cheque or passbook for bank verification.
  6. Final Submission: Generate Aadhaar OTP, enter it, and submit your claim.
Senior SEO Tip: “Auto-settlement” workflow is now active for medical and wage-delay advances under ₹1 lakh, cutting average turnaround to three working days. Ensure your KYC is 100% updated to trigger this.

Manual / Offline Filing Process

If you cannot access the portal, use the Composite Claim Form (Aadhaar/Non-Aadhaar).

  • Certification: For offline applications, certification from the last employer is mandatory.
  • Verification: HR or an authorized signatory must verify service length and wages, then stamp the form.
  • Submission: Hand in the completed set at the local field office.

Frequently Asked Questions

How long does a Form 31 settlement take?

Typically, 7–15 working days for online claims. Online requests often settle within three to five working days.

Can I apply for Form 31 while still employed?

Yes, Form 31 is meant for in-service withdrawals. Employment continuity is not affected.

Is PF Advance withdrawal taxable?

Partial advances approved under Form 31 stay tax-free, provided they follow EPF conditions.


© 2026 Suchna Portal. All Information Sourced from Official EPFO Guidelines.

Disclaimer: This guide is for informational purposes. Rules are subject to change by the EPFO.


EPF Withdrawal





EPF Withdrawal Online 2026: Step-by-Step Guide to Claim PF Amount








EPF Withdrawal Online: Complete Step-by-Step Guide (2026)

Your one-stop destination for hassle-free PF claims and UAN services.

The Employees’ Provident Fund (EPF) is a retirement benefit scheme aimed at providing financial security to salaried individuals in the private sector in their retirement years. Withdrawing your Provident Fund (PF) has become significantly easier in recent years, thanks to the digital transformation by the Employees’ Provident Fund Organisation (EPFO).

Important Update: UAN activation by employees is essential for availing online services of EPFO. Members can now withdraw money from their PF accounts through ATMs under the new EPFO 3.0 initiative.

Eligibility for EPF Withdrawal Online

You cannot withdraw your EPF balance freely at any time. EPFO allows withdrawal only under certain situations:

  • Retirement: Full EPF balance can be withdrawn at the age of 58.
  • Unemployment: A subscriber can withdraw the entire amount after remaining unemployed for at least two months. After one month of unemployment, you can withdraw up to 75%.
  • Marriage & Education: Up to 50% of the employee’s share can be withdrawn for marriage or higher education.
  • Medical Emergency: Partial withdrawal is permitted without any minimum service requirement.

Documents Required for EPF Withdrawal

To ensure smooth processing, please have your documents ready. Any mismatch can lead to claim rejection:

Document Type Requirement Detail
UAN Must be active and linked to Aadhaar.
Bank Details Bank account number and IFSC must be verified.
Identity Proof Aadhaar Card, PAN Card, and Voter ID.
Cancelled Cheque Name, account number, and IFSC must be visible.

Step-by-Step Process to Withdraw PF Online

Follow these steps carefully on the official EPFO Member e-Sewa Portal:

  1. Login: Visit the official portal and log in using your UAN, password, and captcha code.
  2. KYC Verification: Navigate to ‘Manage’ and select ‘KYC’ to confirm your Aadhaar, PAN, and bank verification.
  3. Initiate Claim: Go to ‘Online Services’ and select ‘Claim (Form-31, 19, 10C & 10D)’.
  4. Bank Verification: Enter the last 4 digits of your bank account number and click ‘Verify’.
  5. Select Withdrawal Type: Choose whether you need a full settlement, partial advance, or pension withdrawal.
  6. Authentication: An OTP will be sent to your Aadhaar-linked mobile number. Enter it and submit the claim request.

Understanding EPF Withdrawal Forms

Selecting the correct form is crucial for a successful application:

  • Form 19: Used for final PF settlement, generally after retirement or 2 months of unemployment.
  • Form 10C: For pension withdrawal or obtaining a Scheme Certificate.
  • Form 31: For employees who want partial withdrawals for medical emergencies, home purchase, or education.
  • Form 10D: Used for monthly pension claims after 10 years of service.

Tax Implications on PF Withdrawal

Is the withdrawn PF amount taxable?

  • Tax-Free: PF withdrawals are tax-free if contributions have continued uninterrupted for at least five years.
  • Taxable: If you withdraw before five years of service, TDS is applicable on amounts exceeding ₹50,000.
  • PAN Importance: If PAN details are not provided, TDS is deducted at the maximum marginal rate.

Frequently Asked Questions (FAQ)

Can I withdraw PF without employer approval?

Yes, if your UAN is active and KYC details are fully verified, you can withdraw online without employer intervention.

How long does it take to receive the money?

Once the claim is approved, the amount is usually credited to the bank account within 5 to 15 working days.

Can I withdraw 100% of my PF?

Full withdrawal is allowed only after 2 months of unemployment, retirement, or permanent migration abroad.


© 2026 Suchna Portal. All rights reserved.

Providing accurate EPF & Personal Finance Information.


gst-changes-2026





Major GST Changes 2026: GSTR-3B, 9 & 9C Filing | Avoid Late Fees






Major GST Changes Effective 1st January 2026

Complete Compliance Guide for GSTR-3B, 9, and 9C Filing

The beginning of 1st January 2026 marks a critical compliance shift under GST laws in India. Missing these changes can result in late fees, interest, loss of ITC, suspension of GST registration, and higher tax outgo.

1. GSTR-9 / GSTR-9C Due Date & Late Fees

The due date for filing GSTR-9 and GSTR-9C for FY 2024-25 was 31st December 2025. From 1st January 2026, these returns can still be filed but with late fees, which are turnover-based.

  • Late fee continues to accrue till the date of filing.
  • Late fee on GSTR 9C is Rs.200 per day and maximum is 0.05% of turnover.
  • GSTR-9C cannot be filed without GSTR-9.

2. ITC Blocking in GSTR-3B

From January 2026 returns onwards, the GST portal will block filing of GSTR-3B in cases of ledger validation failures. This includes the ITC Reclaim Ledger Validation, where ITC reclaimed in Table 4(D)(1) cannot exceed the closing balance of the ITC Reclaim Ledger plus current period reversals.

Additionally, RCM Ledger Validation ensures RCM ITC in Table 4A(2)/4A(3) does not exceed the RCM liability paid in Table 3.1(d) plus the available ledger balance. A negative ledger balance will block GSTR-3B filing.

3. Auto Suspension for Missing Bank Details

As per Rule 10A, bank account details must be furnished within 30 days of GST registration or before filing GSTR-1/IFF, whichever is earlier. If not furnished, the GST registration will be automatically suspended.

Consequences of Suspension:

  • Taxpayers cannot file returns or generate e-way bills.
  • Suspension continues until bank details are updated on the portal.

4. Returns Older Than 3 Years Blocked

GST returns older than 3 years become time-barred and can no longer be filed. This applies to GSTR-1, GSTR-3B, GSTR-4, GSTR-9, and others. Once a return is time-barred, the ITC is permanently lost and annual return reconciliation becomes impossible.

5. Mandatory Turnover Recalculation (AATO)

Businesses must recalculate Aggregate Annual Turnover (AATO) at the start of the year. If AATO exceeds ₹20 lakh (₹10 lakh for special category states) or ₹40 lakh for goods, GST registration becomes mandatory. Failure to register leads to tax demands, interest, and penalties.


Official GST Portal (External)

Frequently Asked Questions (FAQ)

Q: What happens if GSTR-9 is not filed by Dec 31?

A: Late fees apply automatically from 1st Jan 2026 based on your business turnover.

Q: Why is my GSTR-3B filing blocked?

A: It may be due to a negative balance in your ITC Reclaim or RCM ledgers.

Q: Can I file a GST return from 4 years ago?

A: No. From Jan 2026, returns older than 3 years are permanently blocked.

© 2026 Suchna Portal |


mukhyamantri-alpasankhyak-udyami-yojana





Mukhyamantri Alpasankhyak Udyami Yojana 2026: ₹10 लाख लोन और ₹5 लाख सब्सिडी – बिहार अल्पसंख्यक उद्यमी योजना









मुख्यमंत्री अल्पसंख्यक उद्यमी योजना बिहार (2026)

बेरोजगार अल्पसंख्यक युवाओं और महिलाओं के लिए ₹10 लाख की वित्तीय सहायता – Bihar Minority Entrepreneur Scheme

Mukhyamantri Alpasankhyak Udyami Yojana बिहार सरकार की एक महत्वपूर्ण पहल है जिसे मुख्यमंत्री नीतीश कुमार द्वारा अल्पसंख्यक समुदाय के बेरोजगार युवाओं और महिलाओं को सशक्त बनाने के लिए लॉन्च किया गया है. इस योजना का मुख्य उद्देश्य राज्य में औद्योगिक विकास को गति देना और अल्पसंख्यक युवाओं के बीच उद्यमशीलता को प्रोत्साहित करना है.

ताजा अपडेट (Latest Update): मुख्यमंत्री अल्पसंख्यक उद्यमी योजना के तहत कुल 1,247 लाभार्थियों का चयन कंप्यूटरीकृत रैंडम सिलेक्शन के माध्यम से किया गया है. उद्योग विभाग द्वारा 5 अक्टूबर से 20 अक्टूबर तक कुल 28,260 आवेदन प्राप्त हुए थे.

योजना के लाभ और मुख्य विशेषताएं (Features & Benefits)

बिहार अल्पसंख्यक उद्यमी योजना के तहत लाभार्थियों को निम्नलिखित वित्तीय और तकनीकी सहायता प्रदान की जाती है:

  • ₹10 लाख तक की वित्तीय सहायता: नया उद्योग स्थापित करने के लिए लाभार्थियों को कुल ₹10 लाख तक की राशि दी जाती है.
  • 50% अनुदान (Subsidy): कुल प्रोजेक्ट लागत का 50% यानी अधिकतम ₹5 लाख सरकारी अनुदान के रूप में मिलता है, जिसे वापस नहीं करना होता.
  • ब्याज मुक्त ऋण: अनुदान के बाद शेष ₹5 लाख की राशि ब्याज मुक्त ऋण (Interest-Free Loan) के रूप में दी जाती है.
  • DBT के माध्यम से भुगतान: सहायता राशि सीधे लाभार्थी के बैंक खाते में DBT के माध्यम से भेजी जाती है.
  • प्रशिक्षण सहायता: चयनित उम्मीदवारों को 2 सप्ताह का व्यावसायिक प्रशिक्षण दिया जाता है, जिसके लिए ₹25,000 की सहायता राशि भी मिलती है.

पात्रता मानदंड (Eligibility Criteria)

मुख्यमंत्री अल्पसंख्यक उद्यमी योजना 2026 के लिए आवेदन करने हेतु आवेदक को निम्नलिखित योग्यताएं पूरी करनी होंगी:

  • आवेदक को बिहार का स्थायी निवासी होना अनिवार्य है.
  • आवेदक केवल अल्पसंख्यक समुदाय (मुस्लिम, ईसाई, सिख, बौद्ध, जैन, पारसी) से होना चाहिए.
  • शैक्षणिक योग्यता: आवेदक कम से कम 10+2 (इंटरमीडिएट), ITI, पॉलिटेक्निक या समकक्ष डिप्लोमा उत्तीर्ण होना चाहिए.
  • आयु सीमा: आवेदक की आयु 18 वर्ष से 50 वर्ष के बीच होनी चाहिए.
  • यह योजना केवल नए उद्योग/इकाई स्थापित करने के लिए ही मान्य है.

आवश्यक दस्तावेज (Required Documents List)

ऑनलाइन आवेदन प्रक्रिया के दौरान निम्नलिखित दस्तावेजों की स्कैन कॉपी आवश्यक है:

दस्तावेज का नाम विवरण
आधार कार्ड बैंक खाते से लिंक होना अनिवार्य
निवास प्रमाण पत्र बिहार का स्थायी निवास प्रमाण
जाति प्रमाण पत्र अल्पसंख्यक समुदाय की पुष्टि हेतु
शैक्षणिक योग्यता प्रमाण पत्र 10+2 / ITI / डिप्लोमा मार्कशीट
पैन कार्ड व्यक्तिगत या फर्म के नाम पर
बैंक पासबुक / रद्द चेक खाता संख्या और IFSC कोड सत्यापन हेतु
फोटो और हस्ताक्षर पासपोर्ट साइज फोटो और डिजिटल हस्ताक्षर

अल्पसंख्यक उद्यमी योजना प्रोजेक्ट लिस्ट (Project List 2026)

योजना के तहत विभिन्न प्रकार के उद्योगों के लिए ऋण दिया जाता है। कुछ प्रमुख प्रोजेक्ट निम्नलिखित हैं:

  • तेल मिल (Oil Mill)
  • आटा, सत्तु एवं बेसन उत्पादन (Atta, Sattu & Besan Manufacturing)
  • आइसक्रीम उत्पादन (Ice Cream Manufacturing)
  • स्टील फर्नीचर निर्माण (Steel Furniture Manufacturing)
  • पैथोलोजिकल जाँच घर (Medical Diagnostic Centre)
  • रेडीमेड गारमेंट्स (Readymade Garments)
  • कंप्यूटर हार्डवेयर और नेटवर्किंग (Computer Hardware Assembling)

ऑनलाइन आवेदन कैसे करें? (Online Apply Steps)

बिहार मुख्यमंत्री अल्पसंख्यक उद्यमी योजना 2026 के लिए आवेदन करने की चरणबद्ध प्रक्रिया नीचे दी गई है:

  1. सबसे पहले आधिकारिक वेबसाइट https://udyami.bihar.gov.in/ पर जाएं.
  2. होमपेज पर “मुख्यमंत्री अल्पसंख्यक योजना पंजीकरण” लिंक पर क्लिक करें.
  3. अपना मोबाइल नंबर, आधार नंबर और अन्य विवरण भरकर पंजीकरण करें.
  4. मोबाइल पर प्राप्त OTP को दर्ज कर सत्यापित करें.
  5. पंजीकरण के बाद प्राप्त लॉगिन आईडी और पासवर्ड से लॉगिन करें.
  6. आवेदन फॉर्म में मांगी गई व्यक्तिगत, शैक्षणिक और उद्योग संबंधी जानकारी भरें.
  7. सभी आवश्यक दस्तावेजों को अपलोड करें और फॉर्म को फाइनल सबमिट करें.

ध्यान दें: आवेदन जमा करने के बाद एक्नॉलेजमेंट रसीद का प्रिंट आउट जरूर लें.

अक्सर पूछे जाने वाले प्रश्न (FAQs)

योजना के तहत कितना ऋण और सब्सिडी मिलती है?

योजना के तहत ₹10 लाख तक का ऋण मिलता है, जिसमें ₹5 लाख (50%) की सब्सिडी और ₹5 लाख का ब्याज मुक्त ऋण शामिल है.

क्या महिलाएं इस योजना के लिए आवेदन कर सकती हैं?

हाँ, अल्पसंख्यक समुदाय की महिलाएं इस योजना के तहत आवेदन करने के लिए पूरी तरह पात्र हैं.

चयन प्रक्रिया क्या है?

लाभार्थियों का चयन उद्योग विभाग द्वारा कंप्यूटरीकृत रैंडम लॉटरी सिस्टम के माध्यम से किया जाता है.

टोल फ्री नंबर क्या है?

जानकारी के लिए आप टोल फ्री नंबर 1800 345 6214 पर कार्य दिवसों में संपर्क कर सकते हैं.


महत्वपूर्ण लिंक्स:

Official Portal
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Mukhyamantri Gramin Peyjal Nishchay Yojana 2026: हर घर नल का जल योजना Bihar






Mukhyamantri Gramin Peyjal Nishchay Yojana

Bihar Government Seven Nishchay Initiative – Har Ghar Nal Ka Jal

योजना का उद्देश्य (Objective)

Mukhyamantri Gramin Peyjal Nishchay Yojana (MGPNY) is a flagship program under the “Saat Nishchay” (Seven Resolves) mission of the Bihar Government. The primary goal is to ensure that every rural household has access to clean, safe, and piped drinking water, eliminating the dependency on traditional handpumps (Chapakal) which are often prone to contamination.

Daily Supply: 70 Liters per person per day.
Management: Ward Implementation and Management Committee (WIMC).
Coverage: All rural wards across 38 districts of Bihar.

मुख्य लाभ एवं विशेषताएं (Key Features)

  • Contamination-Free Water: Focuses on providing arsenic, fluoride, and iron-free water in quality-affected areas.
  • Community Involvement: Wards are empowered to manage their own water towers and distribution networks.
  • Employment: Maintenance work provides local employment for operators and technicians.
  • Infrastructure: Includes the construction of high-yield tubewells, water towers (overhead tanks), and house-to-house pipeline connections.

पात्रता और आवश्यक दस्तावेज (Eligibility)

To benefit from the Har Ghar Nal Ka Jal scheme, the following criteria apply:

  • The household must be located in a rural ward of Bihar.
  • The applicant should be a permanent resident of the state.
  • Preference is given to areas currently lacking public water infrastructure.

Required Documents: Aadhaar Card, Resident Certificate, and Voter ID (for ward-level verification).

Complaints & Official Links

If you are facing issues with water supply or leakage, you can contact the official helpline or visit the Panchayati Raj portal.

Official Portal: Panchayati Raj Department Bihar

GO TO OFFICIAL WEBSITE ➜

Frequently Asked Questions (FAQ)

How much water is provided daily under this scheme?

Under the Mukhyamantri Gramin Peyjal Nishchay Yojana, each person is entitled to 70 liters of safe drinking water daily.

Who is responsible for the maintenance of Nal-Jal in the ward?

The Ward Implementation and Management Committee (WIMC) is responsible for the operation and maintenance of the water supply system at the local level.

Suchna Portal –

This is an informative guide. For official applications, please visit the government portal.

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bihar-makhana-vikas-yojana-apply-online





Bihar Makhana Vikas Yojana 2026: Online Apply, 75% Subsidy & Eligibility Guide








Makhana Vikas Yojana Bihar 2026

Boost Production & Double Income with 75% Govt Subsidy

Bihar Makhana Vikas Yojana: एक संक्षिप्त परिचय

Makhana Vikas Yojana Bihar 2025-26 is a great opportunity for farmers in Bihar who want to increase their income through makhana farming. Makhana, also known as fox nuts, is mainly grown in the southern parts of Bihar. To support farmers, the Bihar government has started this scheme offering a **75% subsidy** on makhana farming.

Core Objective: The main goal of this scheme is to help farmers by providing a 75% subsidy for makhana farming and setting up storage houses. This subsidy helps boost production and double farmers’ earnings.

Financial Benefits & Subsidy Rates

The Bihar government has launched Makhana Vikas Yojana for 2024-25 to encourage farmers to grow more makhana crops. The subsidy is transferred directly to farmers’ bank accounts through DBT (Direct Benefit Transfer).

Category (श्रेणी) Estimated Cost (Unit Cost) Subsidy Amount (अनुदान)
Advanced Variety (Swarna Vaidehi/Sabour) Rs 97,000 / Hectare Rs 72,750 (75%)
Makhana Storage House (5 MT) Rs 10,00,000 Rs 7,50,000 (75%)
Seed Distribution Program Rs 5,400 / Hectare 75% of Cost

Target Districts (इन जिलों के किसान होंगे मालामाल)

This scheme benefits farmers from 11 specific districts of Bihar. Eligible farmers from these regions can apply online:

Katihar
Purnia
Darbhanga
Madhubani
Sitamarhi
Araria
Madhupura
Kishanganj
Supaul
Saharsa
West Champaran

Eligibility Criteria (पात्रता)

  • The applicant must be a permanent resident of Bihar.
  • Applicant’s bank account must be linked with their Aadhaar card.
  • Farmers must be involved in makhana farming or building storage houses.
  • Minimum land required: 0.25 acres; Maximum: 10 acres.

How to Apply Online?

Applications opened on October 20. To get the subsidy, farmers need to apply on the official agriculture department website.

  1. Visit the official portal: https://horticulture.bihar.gov.in/.
  2. Click on the **“Schemes”** option on the homepage.
  3. Find and click on **“Apply for Makhana Vikas Yojana”**.
  4. Enter your **Farmer Registration Number (DBT ID)**.
  5. Upload required documents (Aadhaar, Land Papers, Bank Passbook).

DIRECT APPLY LINK ➜

Frequently Asked Questions

What is the last date to apply for Makhana Vikas Yojana 2026?

The last date for online application is January 15, 2026.

How much land is eligible for subsidy?

Farmers can avail benefits for a minimum of 0.25 acres up to a maximum of 5 to 10 acres depending on specific category targets.

Suchna Portal – Agriculture Guide

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© 2026 Suchna Portal. All information is based on Bihar Agriculture Department notifications.